Our Investment beliefs reflect Modern Portfolio Theory

Investors should not be put off by the complexities of investing corporate, personal or pension money. A streamlined Investment Process will remove uncertainties as you are informed of potential returns, potential downside risk and Investment Strategy at the beginning. There should be no surprises. We believe:

  • Capital Markets work, they are efficient.
  • Risk and Return are related.
  • Diversification is essential.
  • Asset allocation is critical in risk related portfolios.
  • Rebalancing is essential.
  • Stabilisers should be implemented in the investment process where possible.
  • There should be no exit penalties.
  • Transparency is key.
  • Independent Fund Performance and Research should be used.
  • Non Performing Fund Managers should be replaced.
  • Tax Planning for exit tax is as important as the initial investment strategy.
  • Psychometric risk appraisal is crucial.